Sustainable economic development and social empowerment for all
  Micro Credit


These loans are specifically designed for poor and disadvantages groups as a means to encourage and assist them in undertaking income generating activities. Borrowers encourage to form a group consists 10-15 members, have little or no education, and are not served by other microfinance institutions. Borrowers typically operate businesses that provide products or services to their local communities. Loan range is 20,000 to 50,000 and duration of this loan is 1 year. All repayments are collected through designated banks. The group meetings are used on monthly basis to spread information on community initiatives to contribute poverty reduction.


Micro Credit Loan (MC)  
Product Features Details
Product Name Micro Credit Loan
Product Type Group Based
Product Description To improve small scaled businesses i.e. commerce, petty trading, handicraft, manufacturing and services etc
Age: 18 – 60 years,

monthly income less than Rs.5,500

Loan Eligibility Criteria Household loan
Permanent resident of the locality,
Computerized CNIC Holder
Loan Amount PKR  20,000 /50,000


12 Months
Repayments Monthly
Collateral Social (Group Guarantee)


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By: eSolutions